Sandra Baldwin Opens ‘It Is Well Inspection Services’ That Deals With Water Well Issues

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By Rachel Phillips

Many people feel content if their drinking water is supplied by a town or city, but they might have some hesitation about buying a home with a well.

Sandra Baldwin, president and founder of It Is Well Inspection Services Inc., understands the concerns about private wells and has set up a business to help.

It Is Well offers homeowners and homebuyers the option to get a more detailed report on the state of a well. While a traditional home inspector might do a flow test and assess certain aspects of the water supply on a particular property, Baldwin digs deeper.  

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Home Interior Design Business Relocates To Space In The Beekman Street Arts District

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By Jennifer Farnsworth

Erika Gallagher said after 14 years as a business owner she knew it was time to make a move. She and co-owner Denise Palumbo felt in order to be able to showcase all that they do at Plum & Crimson fine interior design, a new location was a must.

They decided to make a move from Spring Street in Saratoga Springs to 51 Ash St.

“The location we have now is on a corner in the arts district (Beekman Street), so we feel like we fit right in. The space works well with our needs. We were looking to own and no longer rent, and this came along,” said Gallagher.

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‘On The Spot Photos’ Blossomed From Small Company To One That Operates Nationwide

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By Maureen Werther

Johnny Miller’s professional event photography company is called On the Spot Photos for a good reason. 

Miller’s company, which has been operating since 2009, provides professional photography and printing services for a wide assortment of sporting events across the country, free of charge to the attendees. 

Anyone who is a skier has had the experience of getting off a chairlift and being approached by a photographer. They take skiers’ photos and give them a retrieval ticket in the hopes that, at the end of the day, the skier will go to the photo booth in the lodge and purchase that photo.

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Business Report: What About Last-Minute Schedule Pay?

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Michael Billok is a member of Bond, Schoeneck & King, Saratoga Springs office. Courtesy Bond, Schoeneck & King

By Michael Billok

You just started your own small business. Congratulations. Maybe it’s a delivery service, a retail store or a carwash. Regardless of what it is, you’ve learned the hard way how difficult it is to be an employer.

You’ve arranged for workers compensation insurance, unemployment insurance, payroll tax withholding, work authorization verification, and a host of other regulatory requirements. Well, get ready for one more: scheduling requirements for employees that, if not met, will significantly impact your payroll.

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Clifton Park Braces And Adirondack Orthodonics Steadily Expanded Over Time

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By Susan E. Campbell

Clifton Park Braces and Adirondack Orthodontics is celebrating five years in the Capital District. During that time, Dr. Sergey Berenshteyn, owner and founder, has expanded from his first office near Shenendehowa Central School District to, now, Albany and Latham.

The flagship Clifton Park office was recently expanded.

“This past summer, we took over the adjacent office at 931 Route 146 and increased our space by one-third,” he said. “Local contractors and suppliers provided the renovations. A.B.P. Builders out of Albany was recommended by someone who had used that firm to build his medical office.”

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Business Report: Bank Resources For Entrepreneurs

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Jerome Mastrianni, senior vice president, NBT Bank’s Capital Region Financial Center. Courtesy NBT Bank

By Jerome Mastrianni

With spring at hand, now is a great time to start thinking about new opportunities. As entrepreneurs think about starting or growing their businesses, often the first task that needs to be addressed is funding—whether it’s for new office space, investment in equipment, operating cash, payroll, marketing, or any other aspect of running a business.

Here is some guidance:

1. Use the area’s great resources for entrepreneurs. Banks work closely with and refer many small business customers to work with economic development corporations in the Saratoga region, including the New York Business Development Corp., Empire State Certified Development Corp., and SCORE. 

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Saratoga Prosperity Partnership Expands Its Staff To Strengthen Efforts To Attract Jobs

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The Saratoga County Prosperity Partnership announced an expansion of its professional staff that it says will enable the organization to strengthen and grow its efforts to attract jobs, companies and investment to Saratoga County.

Shelby Schneider, who joined the Saratoga Partnership in 2016 as director of business retention and expansion, has been promoted to vice president. 

In her new role, she will spearhead a host of economic attraction and retention initiatives, working closely with public and private-sector partners and stakeholders to drive economic growth in Saratoga County.

In addition, Michael Hagerty has joined the Saratoga Partnership as an economic development specialist, bringing experience as a municipal grant writer and non-profit administrator. 

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Insurance Against Cyber Breaches Is Among The Policies Recommended By Local Agents

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Kyle Wessels is a partner with the KPM Group in Saratoga Springs.
Courtesy KPM Group

By Jill Nagy

A critical part of launching a new business should be a meeting with an insurance agent to discuss the company’s needs, said Bill Bergan, an account executive with Amsure, the insurance arm of Adirondack Trust Co. 

The new business will need the legally required coverages, such as Workers’ Compensation, disability, and paid family leave, along with coverages probably required by the lease for the business premises, such as general liability coverage and coverage for fire, water and other damage to the business contents, he said. 

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Saratoga Plastic Surgeon Named ‘Top Doctor’ By Nationally Recognized Survey Company

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Dr. Steven Yarinsky was named a ‘Top Doctor’ for the Capital District, New York Metro area.
Courtesy Dr. Steven Yarinsky

Dr. Steven Yarinsky of Saratoga Springs Plastic Surgery PC was recently named a 2018 Top Doctor for the Albany, Capital District and New York Metro areas by Castle Connolly Medical Ltd., a nationally recognized surveying company.

It is the fifth consecutive year earning the title for Yarinsky.

Castle Connolly Medical Ltd. releases a  Top Doctor guide each year after compiling multifaceted research components and peer-reviewed nominations. The awards are broken down by specialty and geographic region within the United States.

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Business Report: A Life Insurance Secret To Know About

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Brian M. Johnson, director, business development, Advisors Insurance Brokers. Courtesy Advisors Insurance Brokers

By Brian M. Johnson

Our country is going through a dramatic demographic shift. Baby boomers are now turning 65 at a rate of 10,000 per day. With this comes planning considerations we must address to protect those we love and the assets we’ve worked for. With proper planning, generational wealth can be created and preserved; however, most people fail to address risks.

One risk that will impact nearly all of us, and potentially decimate the savings of millions of Americans is the need for extended health care or long-term care. We hesitate to use the words “long-term care,” as most associate those with nursing homes. The stark reality is that 80 percent of care is received either at home or in the community, and it’s often provided by family members or other informal caregivers. This raises a few questions:

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