By Jill Nagy

A critical part of launching a new business should be a meeting with an insurance agent to discuss the company’s needs, said Bill Bergan, an account executive with Amsure, the insurance arm of Adirondack Trust Co. 

The new business will need the legally required coverages, such as Workers’ Compensation, disability, and paid family leave, along with coverages probably required by the lease for the business premises, such as general liability coverage and coverage for fire, water and other damage to the business contents, he said. 

Dr. Steven Yarinsky of Saratoga Springs Plastic Surgery PC was recently named a 2018 Top Doctor for the Albany, Capital District and New York Metro areas by Castle Connolly Medical Ltd., a nationally recognized surveying company.

It is the fifth consecutive year earning the title for Yarinsky.

Castle Connolly Medical Ltd. releases a  Top Doctor guide each year after compiling multifaceted research components and peer-reviewed nominations. The awards are broken down by specialty and geographic region within the United States.

By Brian M. Johnson

Our country is going through a dramatic demographic shift. Baby boomers are now turning 65 at a rate of 10,000 per day. With this comes planning considerations we must address to protect those we love and the assets we’ve worked for. With proper planning, generational wealth can be created and preserved; however, most people fail to address risks.

One risk that will impact nearly all of us, and potentially decimate the savings of millions of Americans is the need for extended health care or long-term care. We hesitate to use the words “long-term care,” as most associate those with nursing homes. The stark reality is that 80 percent of care is received either at home or in the community, and it’s often provided by family members or other informal caregivers. This raises a few questions:

The Brain Injury Association of New York State (BIANYS) announced the return of the Professional Symposium on June 12 to the Holiday Inn in Saratoga Springs. 

Also on June 12, the organization’s 36th annual One Voice for Brain Injury conference will take place, running through June 14 at the Holiday Inn.

This year, the Professional Symposium will feature a new format and theme focusing on milestones in childhood brain injury.

“We are thrilled about the schedule for this year’s Professional Symposium,” said Eileen Reardon, executive director for the Brain Injury Association of New York State. “We have leading medical professionals from across the state addressing milestones in childhood brain injury with a focus on a map to recovery. Brain injury is complex, often impacting physical and cognitive abilities.  It is extremely important for professionals working in this field or with children in any capacity to understand the complexity of the issues.”