By Melissa Davidson
2020 has been unlike any year before it. Did you ever think that your four-legged friend would be your new co-worker? Or you’d become a full-time teacher while your children learned from home?
For many people, COVID-19 required you to work from home instead of the office. Maybe it has been more cost effective to be able to work from home, but are you sure your type of business is covered by insurance while doing so?
Setting up headquarters at your home does not necessarily mean homeowners insurance will adequately protect your operations. Actually, home-based business activities may void your home insurance.
So now, what questions do you need to ask yourself?
The answer may depend on what kind of home-based business you are operating. Do customers or clients come to your home? What is the value of your business property? Do you hire employees? Do you use your car or other vehicles during your business operations? Do you have clients or employee records on your computer? If you had a loss that damaged your home, would you lose income if you had to close your business?
Business Briefs: September 2020
Plug Power Inc., a company with an office in Clifton Park, building clean hydrogen economy, has been named to the Top Green Providers list for 2020 by Food Logistics, the only publication exclusively dedicated to covering the movement of products through the global food supply chain.
Food Logistics’ annual Top Green Providers recognizes companies whose products, services, or exemplary leadership are enhancing sustainability within the food and beverage industry. Each year, the criteria for earning a spot on the list become more stringent for applicants. For example, the editorial staff evaluates a company’s participation in such programs as the EPA’s SmartWay and other recognized sustainability programs; facilities that are LEED-certified, and/or feature solar panels, LED lighting, and other energy saving installations and retrofits that produce measurable reductions in GHG emissions, to name a few.
After Initial Lull, HVAC Companies Are Busy Installing Systems That Filter The Air
By Christine Graf
The COVID-19 pandemic is causing businesses and homeowners to become increasingly concerned about indoor air quality and the spread of airborne infectious diseases. This concern is having a direct impact on the global HVAC industry.
Many Capital Region companies experienced a significant slowdown in business at the beginning of the pandemic. Some, including Superior Co-Op HVAC of Cambridge, closed during this period. According to owner Gerald Davis, his company was closed for two months but experienced a surge in business after they reopened. He hired an additional employee and added a truck to his fleet to keep up with demand.
“When the governor closed down March 23, we closed up,” said Davis. “I laid everybody off because I didn’t know what was going to happen. In May, we were able to open back up and the floodgates opened up on us.”
Homeowners And Businesses Are Changing Interior Design Goals Since COVID Pandemic
By Susan Elise Campbell
Interior design generally follows style trends, the dominant one today being: Form really does follow function as people repurpose and refurbish their homes for office spaces, schoolwork stations and staycations.
Julie Maleski Putzel, founder of JMP Interiors in Clifton Park, said residential clients are using every square foot to create areas or zones they never needed before the pandemic.
“We are shifting the way we live in spaces, move through them and function in them,” said Putzel.
Her forté is “clean and understated but impactful design,” she said. “It’s a refined approach about contrasts, playing with opposites and blending styles that one ordinarily wouldn’t think of but somehow work.”
Business Report: Avoiding Chimney Fires
By Jamie Wallace
Chimneys are like septic systems. No one thinks about them until there’s a problem.
They are especially ignored in second homes and rental properties. A chimney can be a dangerous thing to forget, one that can cost you the loss of property and/or life. There are some simple steps you can take to drastically reduce your chances of ever becoming a statistic.
Step 1: Have your chimney inspected every year, even if you hardly use it. Chimneys change like children grow. Water, settling, and time will continue to alter the flue system.
Having your chimney inspected annually, and swept when needed, is the requirement given by the National Fire Protection Association (NFPA) 211, Standards Codes for Chimneys, Fireplaces, Vents, and Solid Fuel-Burning Appliances.
Business Report: New Technology Is Changing The World
By Jeanne Dion
Mr. Electric of queensbury
As a consumer, both in business and for your home, there has never been a time as exciting as now. With the transition from fluorescent and filament light bulbs to LED lighting, and the evolution of the IoT (Internet of Things), the world in which we live has changed forever.
For the typical home, each and every light that is converted from a conventional one to LED consumes on average 20 percent less power; and is able to be turned on and off by a switch, or an app, and even voice. Wireless and smart technology has enabled a plethora of options to turn on, off, dim, or monitor power consumption of just a single light, receptacle, or whole home with some simple navigating within an app.
YMCAs And Other Gyms, Now Open, Used Creative Ways To Keep Clients Engaged
By Lisa Balschunat
Use of online classes and parking lots kept some clients of local gyms and fitness centers participating in their exercise routines, but the lack of social connection was an important element that was lacking during the shutdown caused by the coronavirus.
The state recently allowed gyms to reopen in late August. They had been closed since March 16.
“We are very excited about our reopening. We’re trying to help people find their new normal,” said Saratoga Regional YMCA Interim CEO Scott Clark. “During the past five months, our Malta location offered a full-based pre-school for 175 kids for parents who were essential workers, and operated our summer Care program for 92 kids per week.“
“The kids had an opportunity to get outside and run around,” he added. “We had to be flexible and fluid to meet state regulations, but we wanted kids to be kids whenever possible.”
Business Report: Healthy Habits Help People Do Their Best
By Lori VanderVeer
Chances are, if you are reading this newspaper, then you are someone who is driven and business oriented.
Probably somebody who is an entrepreneur or someone who is committed to achieving the highest levels in their profession. I understand that mindset completely. I am that person too.
That is why I am so passionate about helping people achieve their best selves. It all starts with your health.
Oftentimes, it is the most driven people who tend to be the most unhealthy. Working as a physical therapist for over 30 years has exposed me to disease and illnesses that result from poor nutrition, stress and unhealthy habits. Over the last 15-20 years, the population of people I treat has increasingly shifted from simple orthopedic injuries to more complicated cases of patients who are simply “sick” with obesity-related medical illnesses and physical dysfunctions.
Doctor Of Osteopathic Medicine Opens A Practice On Broadway In Saratoga Springs
By Jennifer Farnsworth
After 19 years of practicing emergency medicine, Dr. Clara Somoza felt the time was right to start her own practice. As a doctor of osteopathic medicine, Somoza offers a patient-focused approach to health care that looks into a patient’s physical, personal and spiritual well being.
Somoza said not only were her emergency room patients wanting her to offer a place to continue care, but her colleagues were hoping she would do so as well.
Tanski Construction & Development Is Planning Projects In Stillwater, Halfmoon
By Jill Nagy
Bruce Tanski Construction & Development, already a major player in southern Saratoga County, has plans in the works for several more projects.
Tanski has already built more than 2,000 single-family homes and apartments. New ventures include the first development under Halfmoon’s cluster zoning law, as well as a new townhouse development, also in Halfmoon, and senior housing in Stillwater.
Hank’s Hollow, the cluster development, if approved, would consist of 106 single-family homes on Staniak Road, he said. The houses would be in a cluster of 12,000-square-foot lots.